Zambia HELSB Student Loan Application 2025 – Step By Step. Yealy, thousands of Zambia undergraduate students depend on higher education loans and scholarships to pursue thier education. Here is a step by step guide on how to apply. To know when HESLB Application will begin for your university , Click here!
Higher Education Loans and Scholarships Board HELSB Student Loan Application Process – Step-by-Step
1 Sign Up (if you haven’t yet)
- Visit helsb Portal or : https://portal.helsb.gov.zm
- Click Sign Up to create an account.
- Provide your valid NRC, email address and phone number (A pin will be sent to your email address/phone number so make sure it is yours and it is functional). • Select New Student card.
- View the terms and conditions and accept the terms and conditions then click Submit
2. Upload Profile Picture
Also Apply: HELSB Undergraduate GRZ Student Loans 2025/2026 for Palabana University
After account creation, you’ll be prompted to upload a passport-sized photo. o Format: PNG or JPEG
Maximum Size: 8MB Click “Next” to proceed.
3. Sign In
Use your newly created credentials to log in to the student dashboard.
- USERNAME: NRC, Email or phone number
- PIN: Secret pin
4. Verify Phone and Email
- Navigate to the Registration section.
- Click verify phone number and verify using the One-Time Password (OTP) sent to you.
- Click verify email and verify using the One-Time Password (OTP) sent to you.
Also Apply: HELSB Undergraduate GRZ Student Loans 2025/2026 At Mulungushi University
5. Fill in Personal Information
Including but not limited to the following:
- Full Name (First, Other, Surname)
- NRC
- Date of Birth
- Gender
- Contact Details (Phone, Email)
- Nationality, District of Residence, Physical Address
- Disability status (if applicable)
6. Provide Guardian / Next of Kin Information
Including but not limited to the following:
- Full Name
- NRC
- Relationship to applicant
- Gender, Occupation
- Phone Number
- Address, Nationality, District of Residence
7. Enter Academic Information
- Select and provide details of your Last School, Exam number, and per subject.
- Enter results as required (e.g., Grade 12 certificates or tertiary qualifications).
- If GCE results are being considered, indicate the first school and first year when you wrote your G12 exams.
8. Attach Required Documents
Upload the supporting clear and certified documents:
- Certified NRC (front and back)
- Certified Guardian’s NRC
- Certified Academic Transcripts (Attach GCE and Grade 12 Certificate on one document if applicable)
- Acceptance Letter (if applicable)
- Certified Disability Certification (if applicable)
- Passport photo (does not need to be certified)
Note: Ensure all files meet the size and format specifications indicated.
9. Apply for the Loan
- Go to the “Loan Application” section in the dashboard.
- Select the University you want to apply to
- Fill in the required fields and review your application.
10. Pay K100 Application Fee
- Enter your Airtel mobile number.
- A prompt will appear on your phone to enter your PIN in order to authorize the payment.
- Fee: ZMW 100.00
- Once payment is successful, your application is submitted.
11. Await Application Updates
- You’ll receive updates on your dashboard and via email/SMS.
- Monitor the application status regularly to track progress.
