How to Apply for Botswana BONNO National Housing Programme (BNHP)

Call for Application – How to Apply for Botswana BONNO National Housing Programme (BNHP)? The BONNO National Housing Programme (BNHP) encompasses a variety of housing schemes tailored to meet the diverse needs of the Botswana population, including: Bonno Home Improvement Loan Scheme, Bonno Turnkey Development Loan Scheme, Bonno D4 Scale and below or Equivalent Housing Loan Scheme and others which are still being revamped.

Eligibility Criteria

Applicants for the Bonno National Housing Programme must meet the following criteria:

a) Be a citizen of Botswana.

b) Applicants must be aged 18 years and above.

c) Applicants must have an annual income between P4,400.00 and P95,000.00 to qualify for the Bonno Turnkey Development Housing Loan Scheme and the Bonno Home Improvement Loan Scheme. For the Bonno D4 Scale and Below or Equivalent Housing Loan Scheme, the income range is P95,001.00 to P282,120.00.

Also Read: How to Apply for BONNO Turnkey Development Loan Scheme Application

These income brackets are subject to periodic review. Please note that if the applicant is married, the spouse’s income will be taken into account when assessing eligibility.

Also Read: BOTSWANA HONOURS AND AWARDS 2025 – CALL FOR SUBMISISON OF NOMINEES

d) In cases where the applicant has no source of income, a Surety/Guarantor may be appointed. The Surety/Guarantor must earn a minimum of P12,000.00 per annum. This provision applies only to the Bonno low-income housing schemes.

e) The Surety will be legally responsible for fulfilling the obligations outlined in the agreement of suretyship and will be liable for loan repayment should the applicant default. By signing the agreement, the Surety guarantees that all loan payments will be made on behalf of the applicant.

f) Pensioners aged under 60 years who fall within the specified income brackets are eligible to apply.

g) Self-employed individuals, such as business owners with sustainable businesses, earning within the same income bracket, are also eligible.

h) Farmers who fall within the designated income range are eligible to apply.

i) Contract employees may apply, provided that the length of their contract allows for the repayment period of the loan to be completed within the contract’s duration.

j) Beneficiaries of the Integrated Poverty Alleviation and Housing Scheme (IPAHS) may be considered for a Low-Income Housing loan, provided they meet the eligibility criteria and have sustainable earnings.

k) Eligible employees nearing retirement may apply, with the understanding that the remaining loan balance will be deducted from their terminal benefits upon retirement.

l) The applicant must not have benefited from other government schemes, including but not limited to GEMVAS and BHC, anywhere in the country.

How to Apply: 

Where or how application will be done is yet to be announced. Kindly wait for application forms.