The Higher Education Loans and Scholarships Board (HELSB) Zambia has opened applications for the 2026 GRZ Student Loans at the Kapasa Makasa University. This initiative is designed to support eligible Zambian students who face financial challenges in accessing higher education. By providing partial or full loans, the program ensures that talented young people have the opportunity to pursue undergraduate studies regardless of their financial background. The loans are awarded competitively and based on financial capacity, meaning applicants must provide adequate supporting documents to improve their chances of selection.
Summary
- Program: GRZ Student Loans 2026
- Institution: Kapasa Makasa University
- Eligibility: Zambian citizens, school leavers admitted for 2026, Grade 12 graduates (2021–2024), aged 26 or below by Dec 2025
- Support Levels: 100%, 75%, 50%, or 25% loan coverage
- Application Method: Online submission with required documents (Admission Letter, NRC, Grade 12 results, passport photo)
- Allowance: Payable across all loan levels
- Non-transferable: Loans apply only to Kapasa Makasa University for the 2026
- Deadline: 30th October 2025
Eligibility
Applicants should be:
- Zambian with Green National Registration Card (NRC)
- School leavers admitted to Kapasa Makasa University for the 2026 academic year;
- School leavers who completed Grade 12 in 2021, 2022, 2023 and 2024
- 26 years old or below by December, 2025
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Method of Application
Applicants for HELSB Zambia GRZ Student Loans 2026 Application at Kapasa Makasa University should submit the following:
- An application letter responding to the advertisement;
- A photocopy of the 2026 academic year Admission Letter from Kapasa Makasa University;
- A photocopy of Grade 12 Statement of Results or Certificate;
- A photocopy of the candidate’s NRC and Parent’s/Guardian’s NRC;
- One (01) recent passport size photo;
- Kindly note that the Applications will be done Online:
The loans are limited and scaled down according to the level of support required. Applicants should, therefore, indicate in their application the level of loan required. However, the Higher Education Loans and Scholarships Board reserves the right to determine the actual level of the loan. Loans are awarded according to the board’s financial capacity and, therefore, admission into the university does not necessarily guarantee the applicant a GRZ student loan. Applicants are, however, advised to submit any documents that support their application.
The levels of support available for application are categorized as follows: 100%, 75%, 50% and 25%.
Please note that student allowances are payable across all levels of support. Applicants are therefore encouraged to apply for support according to level of vulnerability with necessary proof attached.
The student loan is not transferable from one University to another. Students wishing to apply for the loan should, therefore, be clear in their applications.
Why is the Scholarship Important
The HELSB GRZ Student Loan program is important in expanding access to higher education in Zambia. It ensures that students from disadvantaged backgrounds have an equal opportunity to study at tertiary institutions.
For any enquires visit HELSB Offices at:
Higher Education Loans and Scholarships Board
2nd Floor United Church House, No. 8 Mosi-oa-Tunya Road, Woodlands, LUSAKA.
Or The Higher Education Loans and Scholarships Board, C4 Copperbelt University Riverside Campus, Kitwe.
Or The Higher Education Loans and Scholarships Board, Mulungushi University, P.O Box 80415, Town campus, Kabwe.
Or The Higher Education Loans and Scholarships Board, Stand No. 6711, Mberere Road Olympia Park Extension Lusaka.
Closing date: 30th October, 2025
For any clarification, contact us:
- +260 – 211-250726
- +260 – 212 – 229192
- +260 968058811
Frequently Asked Questions (FAQ)
Who is eligible to apply for the GRZ Student Loan 2026?
Zambians aged 26 or below by December 2025, admitted to Kapasa Makasa University, and who completed Grade 12 between 2021 and 2024.
What documents are required?
Admission letter for 2026, NRC (applicant and parent/guardian), Grade 12 results or certificate, one passport photo, and an application letter.
What levels of support are available?
Loans are offered at 100%, 75%, 50%, or 25% coverage depending on need.
Are allowances included?
Yes, student allowances are payable across all support levels.
Can the loan be transferred to another university?
No, the GRZ loan is strictly tied to Kapasa Makasa University.
What is the closing date/deadline for applications?
30 October 2025.
Where can I get more information?
Visit HELSB offices in Lusaka, Kitwe, or Kabwe, or call the numbers provided on the official notice.
For more Information: Visit the website for HELSB Zambia GRZ Student Loans 2026 Application at Kapasa Makasa University
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